Put the Value of Your Home to Work for You.

We’ve been providing quality financial solutions, personal service and peace of mind to individuals, families and businesses for more than 140 years, and we can make it easy to borrow the extra cash you need to make your dreams come true. 

Home Equity Loan

With our Home Equity fixed rate loan program, you’ll receive the cash you need at once in a lump sum. You’ll get a fixed-rate and a fixed term. You can also borrow up to 80% loan to value.

Lines of Credit

Our Home Equity line of credit gives you the flexibility to draw on your account as your needs arise. Withdraw cash or write checks to make purchases. Repayment terms are flexible and you have the option of making principal payments at any time. Your equity line has a variable interest. 

With our home equity loan or line of credit, you can use the equity in your home for: 

  • Debt Consolidation     Home Equity Special
  • Dream Vacation
  • Home Improvements
  • Financing a Major Purchase
  • Education Expenses
  • Health Care Costs and More!

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To find out more about Home Equity Loans and Lines of Credit, visit any branch location or apply online.

*APR is Annual Percentage Rate. For the HELOC Special, rates are fixed at 3.25% for the first 12 months then adjust monthly tied to the Wall Street Journal Prime Rate (WSJP) plus .25% for the remaining term. WSJP current prime rate is 3.50%, maximum APR is 15%. APR based on A Tier credit (credit score 700 and above) with a minimum loan amount of $20,000 and an Automatic Funds Transfer from a Centrue Bank account is required for loan payments. Other rates and terms available. Annual fee of $50 waived the first year. You must carry insurance on the property that secures the plan. Consult a tax advisor regarding the deductibility of interest.